Payments for software platforms, with a real person behind them.
Add payments to your platform through the 365guru Gateway. Get transparent pricing, no junk fees, and an advocate who handles the processors so you and your merchants don't have to.
Books a 20-minute call. Already processing? Get a free fee audit
Start where you are
Three kinds of customers come to us. Pick the one that sounds like you.
I run a software platform
You want payments inside your product, without becoming a payments company. We connect your platform to processing through the 365guru Gateway, help your merchants get set up, and stay on the account with you.
See how platforms connect →I'm scaling fast and can't afford a hold
Growth should not freeze your cash flow. We set you up with more than one banking path and a person who watches your account, so one automated decision does not stop your revenue.
Talk it through →I'm a business that wants honest pricing
Send us a statement and we will walk through every fee in plain English, what it is, who charges it, and whether it should be there at all. If we cannot improve it, we will tell you that too.
Get a free fee audit →Not everything is about rate.
The lowest rate on a quote sheet is not the lowest cost of getting paid. What matters is the total bill, month after month, and whether anyone answers when something goes wrong.
With Payments365Guru you get one accountable person who knows your account, explains your statement, and fights for you with the processors. Not a sales rep who disappears after signing, and not a call center reading a script.
The introductory price goes up, and the increase is buried in a statement notice most owners never see.
Padding fees with official sounding names show up line by line, and nobody explains what they are for.
When money is held or a terminal goes down, you get a ticket number instead of a person who knows your business.
When Stripe drops the ball, your revenue shouldn't.
Fast growth looks like risk to an algorithm. A big week, a new product line, or a spike in ticket size can trigger a hold or a reserve, and your cash flow stops while an automated review runs.
More than one banking path
The 365guru Gateway gives you access to multiple merchant banks through one connection, so your processing is not riding on a single automated decision.
People watch your account
Real people keep an eye on your account for risk flags and changes, and call you early, instead of an AI and a call center telling you after the fact.
An advocate on your side
If a processor raises a question, we handle it with them and explain what is happening in plain English. You run your business, we handle the processors.
Built for platforms
Everything a platform or a growing business needs to take payments, in one gateway, with one person to call about all of it.
Virtual terminal
Take card payments by phone or in the office, from any browser. No extra hardware needed.
Online and card-not-present
Checkout for your website or your platform, built for payments where the card is not in the room.
Invoicing
Send invoices customers can pay in one click, including text to pay, and track what is still owed.
Recurring billing
Subscriptions and repeat charges that run themselves, with automatic card updating when a card on file is replaced.
Stored cards
Keep customer cards on file securely with tokens, so repeat payments are fast and card numbers never sit on your systems.
Google Pay and Apple Pay
The wallets your customers already use, at checkout and on invoices.
Integration and processor options are confirmed for your exact setup before you sign. See integrations and docs
How partnering works
Four steps, and you know what happens at each one.
Discovery call
A 20-minute call about your platform or business, how you get paid today, and what is not working.
Integration path
We map the simplest route through the 365guru Gateway for your software and your merchants, in writing.
Merchant onboarding
We help your merchants apply, get approved, and start processing, and we explain every fee before anyone signs.
Ongoing advocacy
We monitor accounts, watch for changes, and stay your call when a processor does something you do not understand.
Our No Junk Fees Promise
We are not another company handing out free card machines or teaser rates. Our pricing is built to still make sense in month twelve, not just on the quote.
- ✓No teaser rates. The price we quote is the price we plan to keep.
- ✓No surprise padding fees. If a fee is on your statement, it has a real reason.
- ✓Every fee explained before you sign, in plain English, in your written proposal.
- ✓Notice and a phone call before any price change. You hear it from us first, not from a statement.
What customers say
Real customers, in their own words.
“I love the customer service. I can get hold of someone to help when I need it.”
Peter, Café Owner“I have been working with Declan for many years now. He charges exactly what he says he will.”
Suzanne, Jewelry Store“I have worked with Payments365.guru for a while now. It is refreshing to see people who still care about my fees as much as I do.”
John, Toy StoreIndustries we serve
Platforms and businesses in these fields already trust a person, not a portal, with their payments.
For merchants
Looking for a countertop setup instead? Clover plan pricing, the equipment shop, and the package builder live here, with eligibility and terms confirmed in writing before you order.
Talk to a human. Today.
Call us, book a 20-minute call, or send the short form and we will call you. A real person answers, and that same person stays on your account.
Book a 20-minute callRequest a call
Four quick fields. We reply with a person, not an auto-email sequence.