Confirm Extracted Data — correct any errors before continuing
Review all fields. Required: Monthly Volume and Processing Fees.
Merchant Information
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Merchant Summary
Select Pricing Model
Custom pricing lets a rep enter exact bps, transaction fee, or a tiered effective rate before presenting. Interchange defaults by industry — override it above if you know the merchant's true rate.
Include Payments365 POS Bundle?
No — Payments Only
Process with Payments365 only
Yes — Add Payments365 POS
Bundle hardware + software
Sales Motion
Custom Build
Pick individual hardware items
Genius for Retail Bundle
Pre-built packages, rep-set pricing
Hardware Selection
Choose a Genius for Retail Bundle
Bundle Items — Set Rep Pricing
Software Tier
Essentials
$25/mo
Payment processing Basic reporting Menu management
Advanced
$50/mo
Everything in Essentials Online ordering Loyalty / gift cards Advanced reporting
Complete for Shops
$100/mo
Full retail POS suite Inventory management Employee management Advanced analytics
Complete — Age Verified
$100/mo
Age verification built-in Compliance features Full POS suite ID scanning
Global Gateway Hardware — buy outright (separate from Genius POS lease)
Purchase-once devices for service, retail, professional, mobile, and ecommerce businesses. One-time hardware cost — no lease.
Recommended Bundles
Hardware Catalog
Add-On Revenue Modules
Optional modules that add merchant value and rep residual. Add-on revenue flows into the internal SAR — not shown to the merchant.
🎁 Gift Cards
Includes 250 free starter cards.
Merchant ROI: Gift cards create upfront cash flow, increase repeat visits, and customers often spend more than the card value.
Gift Card ROI Calculator
💸 Flexible Funding / YouLend
Fast working capital based on business sales. Not a traditional loan. Repayments flex with daily sales.
⭐ Loyalty / Marketing
Drives repeat visits, promos, and customer retention with built-in email/SMS campaigns.
ISV Integrations — partner ecosystem reference
Browse Global Payments partner integrations. Filter by merchant industry to surface what fits. This is the public seed set — expand from your internal partner portal for the full catalog.
Building proposal...
Client Proposal
Comp / Intel
Email Draft
Contract Fields
Payments365
Processing Comparison
Metric
Current
Proposed
Payments365 POS Solution
Why Payments365
Interchange-Plus Pricing
See exactly what Visa charges vs our markup. No flat-rate guesswork.
No Junk Fees
No PCI fees, batch fees, statement fees, or regulatory add-ons.
Android POS Hardware
PAX, Elo, Verifone terminals — payments + POS on one platform.
Dedicated Rep Support
Local rep — not a call center. One contact for everything.
Next Steps
1. Review this proposal and confirm the solution fits. 2. Rep prepares final paperwork within 24 hours. 3. Onboarding: 2–5 business days. 4. Processing begins immediately upon approval.
⚠ Rep Only — Compensation & Intelligence Summary
Pricing Summary
POS Qualification
Competitive Intel
Ready-to-Send Email
Writing email...
To:
Subj:
Contract-Ready Fields
Copy these fields into the Payments365 merchant agreement. Confirm equipment list with manager before submitting.
Enter contact details to view proposal
The proposal is locked until the prospect name and email are captured. This creates a clean lead record and limits free email sends to 3 per email.
Full report, export, and sharing are locked
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🔒Free tier: view analysis on-screen. Pay to download PDF, copy email, or share link.
One-Time Pass
$1
One-time proposal unlock. PDF download + email copy + share link for this deal. Great for one-off proposals.
Pro Monthly
$20/mo
Unlimited PDF exports, emails, share links, saved deals. Priority processing. Cancel any time.
Global Payments often provides Genius POS hardware at no upfront cost when merchants meet certain processing thresholds.
Monthly Volume
Typical Eligibility
Under $10K
Usually not eligible for free hardware
$10K – $25K
Limited hardware or promotions depending on pricing
$25K – $50K
Entry-level Genius POS hardware packages
$50K – $100K
Multiple stations or upgraded bundles
$100K+
Full POS replacement — terminals, handhelds, peripherals
Confirm before promising free hardware
Monthly processing volume
Average ticket
Industry (restaurant vs retail)
Number of terminals needed
Whether merchant currently owns hardware
Contract term
Rep talk track
"If your monthly volume is around $30K or higher, there's a good chance we can provide the POS hardware as part of the processing agreement. Let me confirm the exact setup you need and we can usually structure something that removes the upfront hardware cost."
Pricing Models Comparison
Interchange Plus
True cost transparency. Merchant pays interchange + fixed markup (e.g. IC + 0.40% + $0.10/txn). Best for $20K+ volume. Highest rep margin clarity.
Flat Rate (Square / Stripe)
All-in % regardless of card type (e.g. 2.6% + $0.10). Easy to understand. Almost always more expensive than IC+ above $15K volume.
Cash Discount
Merchant pays $0 processing — 4% added to customer cash price, discount given for cash. Merchant keeps margin. Restaurant/QSR sweet spot.
Surcharge
3-4% added to credit card transactions only (debit excluded). State-restricted. Disclose at POS and on receipt.
Use IC+ for transparency-conscious merchants, Cash Discount for high-margin food/service, Flat Rate only when Square is the incumbent.
Flexible Funding — YouLend
Revenue-based cash advance. Not a traditional loan — repayments tied to daily sales volume.
How it works
Merchant completes short online application
Approval + funding in as little as 48 hours
Repayments auto-deducted as % of daily sales
Once repaid, merchant can apply again
Key benefits
Fast access to capital (~48 hrs)
No collateral required
Minimal paperwork
No fixed monthly payments — flexes with revenue
Funds usable for any business purpose
When to pitch
Merchant needs cash quickly
Seasonal business with uneven revenue
Expanding, hiring, or buying inventory
Declined by a bank
Cash flow gaps
Objection handling
"I'll just go to my bank." → "Banks can take weeks and require strong credit. This gives you capital in days, not weeks."
"This sounds expensive." → "The real cost is missing opportunities — inventory, hiring, or growth."
"I don't want fixed payments." → "That's exactly why this works — payments flex with your sales."
Qualifications
3+ months in business
Funding: $1,000 – $2,000,000
Terms: 3 – 18 months
Closing line: "This is about speed, flexibility, and helping you grow — not jumping through hoops with a bank."